Orlando & Kissimmee Short-Term Rental Laws (2026)
Permits, taxes, caps, and penalties for Airbnb & vacation rentals in Orlando & Kissimmee, Florida — from official sources, with citations. Reviewed 2026-07-02.
Permitted with Conditions
The Orlando metro is a split market: whole-home vacation rentals thrive in designated short-term rental/tourist zones of Kissimmee and unincorporated Osceola County (the classic Disney-area market), while the City of Orlando limits residential-zone STRs to registered, host-present home sharing, so legality depends entirely on which sub-jurisdiction and zone your property sits in.
Can you operate a short-term rental in Orlando & Kissimmee?
There is no single 'Orlando' STR rule â each sub-jurisdiction sets its own zoning regime on top of Florida's statewide DBPR vacation rental license. The City of Orlando permits host-present home sharing in residential zones via its Home Sharing Registration program, reserving whole-home short-term rentals ('commercial dwelling units') for certain non-residential/mixed-use zones. Kissimmee and unincorporated Osceola County allow whole-home vacation rentals in designated short-term rental and tourist-oriented zoning districts, which is why the Disney corridor is dense with vacation homes.
City of Orlando â host-present home sharing only in residential zones
In City of Orlando residential zones, short-term rental is limited to home sharing: the host must register the property with the city and be present on-site during guest stays. Registration and renewal requirements apply (see the city's Home Sharing Registration program for current fees and conditions).
City of Orlando â whole-home STR only as 'commercial dwelling unit' in certain zones
Renting an entire home short-term without the host present is treated by the City of Orlando as a commercial dwelling unit use, allowed only in certain non-residential and mixed-use zoning districts â not in standard residential neighborhoods. Verify your parcel's zoning with the city before listing a whole home.
§ City of Orlando zoning code (commercial dwelling unit provisions)
Unincorporated Orange County â home-share style rules
Unincorporated Orange County regulates short-term rentals under its own home-share rules rather than the city's program; whole-home rentals in ordinary residential zoning are generally restricted. Confirm your address is actually in unincorporated Orange County (not the City of Orlando) and check current county requirements before operating.
§ Orange County home share / short-term rental regulations
Kissimmee & unincorporated Osceola County â whole-home vacation rentals in designated STR zones
The City of Kissimmee and unincorporated Osceola County permit whole-home, non-host-present vacation rentals in designated short-term rental and tourist-commercial zoning districts and overlays â this is the established Disney-area vacation home market. Properties outside those designated districts generally cannot operate as whole-home STRs, so verify zoning with the city or county planning department.
§ City of Kissimmee zoning districts / Osceola County short-term rental zoning
Statewide â Florida DBPR vacation rental license
Florida requires whole-home and condo vacation rentals (transient rentals) to be licensed with the Department of Business and Professional Regulation, Division of Hotels and Restaurants, in addition to any local registration. License fees and renewal apply (see DBPR for current amounts and license types).
§ Florida DBPR, Division of Hotels and Restaurants â Vacation Rentals
Permits & licenses in Orlando & Kissimmee
Expect a layered process: confirm which sub-jurisdiction and zoning district the property is in, obtain the statewide DBPR vacation rental license, complete any city/county registration, then set up state sales tax and county Tourist Development Tax accounts before hosting.
- 1
Confirm sub-jurisdiction and zoning
Determine whether the property is in the City of Orlando, unincorporated Orange County, the City of Kissimmee, or unincorporated Osceola County, and verify its zoning district allows the STR type you plan (host-present home share vs. whole-home vacation rental).
- 2
Obtain Florida DBPR vacation rental license
For whole-home or condo vacation rentals, apply for a vacation rental license from the Florida Department of Business and Professional Regulation before operating; a fee applies (see DBPR).
- 3
Complete local registration
In the City of Orlando, register through the Home Sharing Registration program (or pursue commercial dwelling unit approval in eligible zones). In Orange County, Kissimmee, or Osceola County, complete the applicable county/city STR registration or zoning approval process.
- 4
Register for Florida sales tax
Register with the Florida Department of Revenue to collect state transient rental (sales) tax and any county discretionary surtax on stays of six months or less, unless a platform verifiably collects it for all your bookings.
- 5
Open a Tourist Development Tax account
Register a TDT account with the Orange County Comptroller (Orange County properties) or the Osceola County Tax Collector (Kissimmee/Osceola properties) and begin filing returns; Osceola explicitly states it is not contracted with Airbnb or VRBO, so the host remits directly.
Fees: Fees apply at multiple layers â DBPR license, local registration, and tax account setup; exact amounts were not confirmed from official pages in this research session, so check each agency's current fee schedule.
Short-term rental taxes in Orlando & Kissimmee
Short-term stays (six months or less) carry Florida state sales tax plus a 6% county Tourist Development Tax in both Orange and Osceola counties. Critically, Osceola County states it is not contracted with Airbnb, VRBO, or other platforms â the person receiving the rent must remit TDT directly regardless of booking channel.
| Level | Tax | Rate | Collected by | Filing |
|---|---|---|---|---|
| State | Florida transient rental (sales) tax | see source | Varies | see source |
| County | County discretionary sales surtax (Orange / Osceola) | see source | Varies | see source |
| County | Orange County Tourist Development Tax (Comptroller) | 6% | Host | Monthly â due the 1st of the month after collection, delinquent if not postmarked by the 20th |
| County | Osceola County Tourist Development Tax (Tax Collector) | 6% | Host | see source |
These rules change — Orlando & Kissimmee can amend them any month.
Compliance Watch monitors Orlando & Kissimmee's official sources and emails you the day permits, caps, or taxes change: what changed, old vs. new, and what to do. $49/yr per property, 100% credited toward Tenby.
Watch my FL property →Operating rules
Host-present requirement (City of Orlando home shares)
For City of Orlando residential-zone home shares, the registered host must be living on-site during guest stays â this is the defining condition of the Home Sharing Registration program.
§ City of Orlando Home Sharing Registration program
Guest register (statewide)
Operators of transient accommodations must maintain a register of guests; the Osceola Tax Collector cites this requirement for vacation rental operators.
§ Florida Statutes s. 509.101(2)
Keep tax records at least 3 years
Rental and tax records supporting TDT and sales tax returns must be retained for a minimum of three years, per the records requirements cited by the Osceola Tax Collector.
§ Florida Statutes ch. 212 (records retention)
No credit card surcharges to guests
Florida law prohibits imposing a surcharge on guests for paying by credit card, a rule the Osceola Tax Collector highlights for vacation rental operators.
§ Florida Statutes s. 501.0117(1)
Platforms do not remit Osceola TDT for you
Osceola County is not contracted with Airbnb, VRBO, Evolve, or other booking platforms, so the person receiving the rent must collect the 6% TDT from guests and remit it to the Osceola Tax Collector even for platform bookings.
§ Osceola County Tax Collector â Tourist Development Tax; Florida Statutes s. 125.0104
Penalties for illegal short-term rentals in Orlando & Kissimmee
Tax delinquency carries defined monetary penalties, and operating without required local registration or a DBPR license exposes the owner to code enforcement and state licensing action. Enforcement is real in this market given the volume of vacation rentals.
- ⚠Orange County TDT: late or non-filed returns incur a penalty of 10% of the tax due or $50, whichever is greater, plus interest at a variable rate updated twice yearly; fraud is treated severely under Florida law (Orange County Comptroller TDT FAQs).
- ⚠Osceola County TDT: the person receiving the rent is personally responsible for remitting the tax â using Airbnb/VRBO does not shift that liability, so unremitted TDT accrues against the host.
- ⚠City of Orlando: operating an unregistered short-term rental, or a whole-home rental in a residential zone, is a zoning/code violation subject to city code enforcement (see Home Sharing Registration program).
- ⚠Statewide: operating a vacation rental without the required DBPR license can trigger enforcement action by the Division of Hotels and Restaurants.
- ⚠Tax records must be kept at least three years and are subject to audit (per Osceola Tax Collector, citing Florida Statutes ch. 212).
Official sources
- [1]City of Orlando â Home Sharing Registration
- [2]Orange County Comptroller â Tourist Development Tax
- [3]Orange County Comptroller â Tourist Development Tax FAQs
- [4]Orange County Comptroller â TDT Online Filing Portal
- [5]Osceola County Tax Collector â Tourist Development Tax
- [6]Florida DBPR â Hotels and Restaurants (Vacation Rental Licensing)
- [7]City of Kissimmee â Find Your Property's Zoning Category
Summarized from the official sources above as of 2026-07-02. Informational, not legal advice — always confirm requirements with the jurisdiction before acting.
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