Free Tool
New Jersey Late Fee Calculator
Calculate the maximum late fee you can legally charge in New Jersey. Check grace periods, fee caps, and compliance with New Jersey state law.
Your Late Fee
$75.00
New Jersey has no statutory cap; your fee of $75.00 is within the $75.00 courts generally accept (5% of the monthly rent). It must be authorized by the lease.
Rent + Fee
$1,575.00
Grace Period
None required
Court-Accepted Guideline in New Jersey (no statutory cap)
$75.00
New Jersey Late Fee Law
Grace period: No grace period required by state law
Fee cap: $75.00 — 5% of the monthly rent (guideline, not a statutory cap)
Daily fees: Not typical
Statute: N.J.S.A. 2A:42-6.1 (limited)
No general statutory cap or grace period — the fee must be 'reasonable.' A 5-BUSINESS-day grace period is required by law ONLY for seniors receiving Social Security/pension benefits and recipients of SSD, SSI, or WorkFirst NJ.
Laws change quietly. Colorado rewrote its late-fee rules in 2021, Connecticut in 2023. Get an email when New Jersey changes its rules — and what to update in your lease.
Landlord Law Watch — $29/yr →Next Step
Generate the late fee notice
Turn this calculation into a printable, New Jersey-compliant notice you can send to your tenant today — with the statute reference included.
Fill in the four fields above to generate your notice.
Get your state’s late fee rules + a compliant notice template
Grace periods, fee caps, and what makes a late fee unenforceable. Plus early access to Tenby.
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Try Tenby FreeNew Jersey Late Fee Rules for Landlords
New Jersey does not require a grace period by state law, but most landlords include one in the lease. There is no statutory cap, but the fee must be reasonable — courts generally accept up to about 5% of the monthly rent.
Use the calculator above to check if your proposed late fee complies with New Jersey law. Need more tools? Check the New Jersey security deposit calculator, or try our prorated rent calculator and rent estimate tool.
For a complete guide to New Jersey landlord-tenant law, read our New Jersey Landlord-Tenant Law 2026 guide.